{"id":26898,"date":"2026-09-05T07:35:40","date_gmt":"2026-09-05T13:35:40","guid":{"rendered":"https:\/\/centeotl.org.mx\/web\/?p=26898"},"modified":"2026-09-05T07:37:28","modified_gmt":"2026-09-05T13:37:28","slug":"se-forma-un-nuevo-grupo-de-autoahorro-y-prestamo-gaap-en-santa-ana-zegache","status":"publish","type":"post","link":"https:\/\/centeotl.org.mx\/web\/se-forma-un-nuevo-grupo-de-autoahorro-y-prestamo-gaap-en-santa-ana-zegache\/","title":{"rendered":"Se forma un nuevo Grupo de Autoahorro y Pr\u00e9stamo (GAAP) en Santa Ana Zegache"},"content":{"rendered":"
\"Grupos<\/figure>\n\n\n

La metodolog\u00eda de Grupos de Autoahorro y Pr\u00e9stamo mejor conocida como GAAP, tiene sus inicios en el a\u00f1o 2006, por iniciativa de Catholic Relief Services, sin embargo el Centro de Desarrollo Comunitario Cent\u00e9otl A.C<\/a>. inici\u00f3 con su implementaci\u00f3n en el a\u00f1o 2012 en diversas comunidades de los Valles Centrales y la Sierra Sur del estado de Oaxaca.<\/p>\n\n\n\n

En esos a\u00f1os, la situaci\u00f3n econ\u00f3mica de muchas comunidades oaxaque\u00f1as era complicada: las familias eran muy pobres y en muchos casos, el poco dinero que ten\u00edan no sab\u00edan c\u00f3mo administrarlo. Asimismo, contar con acceso a las instituciones financieras tradicionales era complicado y las tasas de inter\u00e9s eran elevadas.<\/p>\n\n\n\n

Analizando esta problem\u00e1tica, fue en 2012 cuando el Centro de Desarrollo Comunitario Cent\u00e9otl A.C., bajo el programa del Centro Demostrativo y Capacitaci\u00f3n Agroecol\u00f3gica (CDCA)<\/a>, inici\u00f3 la implementaci\u00f3n de dicha metodolog\u00eda con el prop\u00f3sito de formar grupos comunitarios en los que las y los campesinos y personas en general comenzaran con la disciplina del autoahorro de forma conjunta durante un determinado periodo, sin ning\u00fan intermediario ajeno a estos grupos.<\/p>\n\n\n\n

Esto permit\u00eda que con el paso del tiempo los grupos de ahorro contaran con capital propio, posibilitando que los integrantes pudieran otorgarse pr\u00e9stamos. De esta manera, se les brindaba la oportunidad de acceder a un cr\u00e9dito comunitario con el fin de iniciar emprendimientos que apoyaran la econom\u00eda familiar y contribuyeran a mejorar su calidad de vida, con tasas de inter\u00e9s a muy bajo costo.<\/p>\n\n\n\n

Formaci\u00f3n de Grupo de Autoahorro y Pr\u00e9stamo en Santa Ana Zegache<\/h3>\n\n\n\n

Despu\u00e9s de 14 a\u00f1os de haber iniciado el fomento de esta metodolog\u00eda, nos damos cuenta de que sigue rindiendo frutos, ya que este 02 de septiembre, quienes integramos el Centro Demostrativo y Capacitaci\u00f3n Agroecol\u00f3gica (CDCA), con mucha alegr\u00eda, asistimos para apoyar en la creaci\u00f3n de un nuevo Grupo de Autoahorro y Pr\u00e9stamo (GAAP) en Santa Ana Zegache.<\/p>\n\n\n\n

Para que un grupo GAAP funcione adecuadamente, se necesitan tres elementos fundamentales: una metodolog\u00eda clara, reuniones frecuentes \u2014semanales o quincenales\u2014 y personas interesadas en ahorrar. \u201cAhorradores de Zegache\u201d cuenta ya con estos tres elementos y nos han invitado para acompa\u00f1ar su consolidaci\u00f3n, compromiso que asumimos con mucho gusto.<\/p>\n\n\n\n

Deseamos el mayor de los \u00e9xitos a este grupo que hoy se da la oportunidad de ahorrar y de transformar sus vidas mediante el fortalecimiento de sus finanzas personales y familiares.<\/p>\n\n\n\n

\n
\"Grupos<\/figure>\n\n\n\n
\"Grupos<\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"

Despu\u00e9s de 14 a\u00f1os de haber iniciado el fomento de esta metodolog\u00eda, nos damos cuenta de que sigue rindiendo frutos, ya que este 02 de septiembre, quienes integramos el Centro Demostrativo y Capacitaci\u00f3n Agroecol\u00f3gica (CDCA), con mucha alegr\u00eda, asistimos para apoyar en la creaci\u00f3n de un nuevo Grupo de Autoahorro y Pr\u00e9stamo (GAAP) en Santa Ana Zegache.<\/p>\n","protected":false},"author":34,"featured_media":26901,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"give_campaign_id":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"page_builder":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[248,222],"tags":[903,537,440,921,896,912,327],"class_list":["post-26898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cdca","category-centeotl","tag-30-anos-rescatando-el-amaranto","tag-centeotl-a-c","tag-centro-demostrativo-y-capacitacion-agroecologica-cdca","tag-gaap","tag-grupos-comunitarios","tag-grupos-de-autoahorro-y-prestamo","tag-oaxaca"],"yoast_head":"\nSe forma un nuevo Grupo de Autoahorro y Pr\u00e9stamo (GAAP) en Santa Ana Zegache - Centro de Desarrollo Comunitario Cent\u00e9otl 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